Terms of Use

You may use the Services if you can form a binding contract in your jurisdiction.

• You may need an account to access certain features.
• You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.
• You agree to provide accurate information and keep it updated.

• Prices, features, and availability may change.
• Subscriptions and memberships may renew automatically unless canceled.
• Payment processing is handled by third parties such as Stripe and PayPal.
• Taxes, duties, and import fees (for international shipments) may apply and are the customers responsibility unless stated otherwise.

• Delivery times are estimates and may vary.
• Risk of loss may pass to you upon delivery (or as otherwise required by law).
• International orders may be subject to customs processing and additional fees.

All sales are final. No refunds.

To the fullest extent permitted by law, TSB does not offer refunds or returns for purchases, subscriptions, memberships, digital products, or services.

You agree not to:

• Use the Services for unlawful, harmful, or fraudulent purposes
• Interfere with or disrupt the Services or attempt unauthorized access
• Upload or transmit malware or harmful code
• Scrape, reverse engineer, or misuse the Services except as permitted by law
• Use the Services to send unsolicited marketing messages

All content on the Services, including text, graphics, logos, and design, is owned by TSB or its licensors and is protected by applicable laws. You may not use our content without permission except for personal, non-commercial use.

The Services are provided "as is" and "as available." To the fullest extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

To the fullest extent permitted by law, TSB will not be liable for indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising from or related to your use of the Services.

You agree to indemnify and hold harmless TSB from claims, liabilities, damages, losses, and expenses (including reasonable attorneys fees) arising out of your use of the Services or violation of these Terms.

We may suspend or terminate access to the Services at any time if we believe you have violated these Terms or if necessary to protect the Services or users.

These Terms are governed by the laws of the State of Georgia, without regard to conflict of law principles, unless otherwise required by applicable law.

We may update these Terms from time to time. We will post the updated version with a new effective date.